Richard A. Onorato

Rick Onorato has been in the insurance and financial service industry since 1971.  He has specialized in retirement planning for individuals and small-to-medium size businesses, with a strong emphasis on the medical and dental communities. Working closely with the CPA's and attorneys for business clients,  Rick focuses on the company retirement plans, benefit offerings and solving planning issues.

Through the years his firm has incorporated Cash Balance, 412(E)(3) Fully Insured Defined Benefit Plans and other plan types to help enhance his client's wealth accumulation and tax deductibility.  Rick also works with business clients to show the owners how they can use retirement plans as an exit or succession strategy to help them with selling their business and professional practices.